Nicolas Cloutier

Mortgage broker

Certificate No.: 276172

Nicolas Cloutier

Mortgage broker

Certificate No.: 276172

Discover excellence in mortgage financing with personalized service and unmatched expertise.

Real estate has always fascinated me. Not just for the numbers, but for what it makes possible: building wealth, improving quality of life, and dreaming bigger. A CPA at KPMG in 2007, I launched Recto Développement in 2009. Since then, I have completed flips, developments, and residential and commercial real estate projects, while structuring real estate financing from $500k to $26M. A CPA by training, with a solid grasp of financial models and tax structures, I am above all a hands-on real estate entrepreneur. Today, I put this experience to work for those who want to invest, buy, or refinance strategically. I don't sell rates: I build aligned financing plans!

Real estate has always fascinated me. Not just for the numbers, but for what it makes possible: building wealth, improving quality of life, and dreaming bigger. A CPA at KPMG in 2007, I launched Recto Développement in 2009. Since then, I have completed flips, developments, and residential and commercial real estate projects, while structuring real estate financing from $500k to $26M. A CPA by training, with a solid grasp of financial models and tax structures, I am above all a hands-on real estate entrepreneur. Today, I put this experience to work for those who want to invest, buy, or refinance strategically. I don't sell rates: I build aligned financing plans!

Real estate has always fascinated me. Not just for the numbers, but for what it makes possible: building wealth, improving quality of life, and dreaming bigger. A CPA at KPMG in 2007, I launched Recto Développement in 2009. Since then, I have completed flips, developments, and residential and commercial real estate projects, while structuring real estate financing from $500k to $26M. A CPA by training, with a solid grasp of financial models and tax structures, I am above all a hands-on real estate entrepreneur. Today, I put this experience to work for those who want to invest, buy, or refinance strategically. I don't sell rates: I build aligned financing plans!

Real estate has always fascinated me. Not just for the numbers, but for what it makes possible: building wealth, improving quality of life, and dreaming bigger. A CPA at KPMG in 2007, I launched Recto Développement in 2009. Since then, I have completed flips, developments, and residential and commercial real estate projects, while structuring real estate financing from $500k to $26M. A CPA by training, with a solid grasp of financial models and tax structures, I am above all a hands-on real estate entrepreneur. Today, I put this experience to work for those who want to invest, buy, or refinance strategically. I don't sell rates: I build aligned financing plans!

Contact

(514) 585-4107

ncloutier@jahypotheques.ca

3351 Gare Avenue, Suite 100, Mascouche, Quebec J7K 3C1

Social media

Info

JA Hypothèques goes beyond a simple mortgage brokerage. We are your trusted partner in the complex world of real estate financing.

CONTACT

Our address:

3135 Moïse-Vincent Blvd., Suite 204, Saint-Hubert, QC, J3Z 0G7

Our number:

©

2026

JA Mortgages — Mortgage Brokerage

en

fr

Info

JA Hypothèques goes beyond a simple mortgage brokerage. We are your trusted partner in the complex world of real estate financing.

CONTACT

Our address:

3135 Moïse-Vincent Blvd., Suite 204, Saint-Hubert, QC, J3Z 0G7

Our number:

©

2026

JA Mortgages — Mortgage Brokerage

en

fr

Info

JA Hypothèques goes beyond a simple mortgage brokerage. We are your trusted partner in the complex world of real estate financing.

CONTACT

Our address:

3135 Moïse-Vincent Blvd., Suite 204, Saint-Hubert, QC, J3Z 0G7

Our number:

©

2026

JA Mortgages

en

fr

Info

JA Hypothèques goes beyond a simple mortgage brokerage. We are your trusted partner in the complex world of real estate financing.

CONTACT

Our address:

3135 Moïse-Vincent Blvd., Suite 204, Saint-Hubert, QC, J3Z 0G7

Our number:

©

2026

JA Mortgages — Mortgage Brokerage

en

fr