Prepare for your mortgage renewal with confidence
Is your mortgage term coming to an end? Now is the ideal time to review your options and find a new mortgage rate that aligns with your goals. At JA Mortgages, we help you plan a financial strategy and renew your home loan under the best possible conditions.
Compare renewal options
01
Mortgage rates at maturity
At mortgage renewal time, it’s essential to compare mortgage lender offers. We perform an accurate calculation of your mortgage renewal using current interest rates so we can determine the impact of the new rate on your payments and your loan term.
02
Choose between a fixed or variable rate
Fixed rate: stable payments throughout the entire term. Variable rate: tracks the prime rate and may cost less, with more fluctuations. We can help you choose based on your budget, risk tolerance, and plans.
03
Negotiating with lenders
Renegotiating your mortgage is a key step to securing better terms. Through our network, we compare mortgage lenders’ offers and support you during negotiations to help optimize your borrowing terms.
WHY JA MORTGAGES
Why renew with JA Mortgages
Local and independent expertise
Our brokers use their mortgage renewal expertise to find you the best offer for your needs, all without being tied to any particular lender.
Personalized support
Every situation is unique. We assess your needs, your future plans and your renewal options to build a solution that suits your profile.
Free online simulation
Use our online calculator to simulate your loan repayment, estimate your payments, and adjust your financial strategy. That way, you’ll get a clear, immediate estimate before making your decision.
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